Health Insurance Insanity

Everyone talks about health insurance with the idea that it should cover anything to do with health. It should provide condoms, regular doctor visits, and anything else related to health. Does anyone ever think of this in terms of every other kind of insurance we buy?

Do we expect auto insurance to pay for tune ups, or oil changes or even our gas? After all these are all necessary to be able to drive a car? What about home owners insurance, does this cover buying new furniture or house cleaning costs, or the costs to redecorate, or lawn care, or energy, water, and garbage? Of course not! Yet when it comes to health care we seem to feel that insurance for that should cover anything no matter how remotely related to your health it is. Next thing you know they’ll be saying it should pay for health food, aspirins, water, or anything else that has to do with keeping you alive.

This was not the original intent of health insurance and it shouldn’t be the intent now either. We need to consider seriously what it is we expect from health insurance. It is certain this was not what the original people expected health insurance to cover but this is certainly Obama’s dream. To him it is much like the commerce clause in the constitution which now has to do with anything you buy or sell whether it is between the states or not and no matter how small or inconsequential it is.

Like everything regarding government once it starts it knows no end of what it should do. Consider for just a minute that already, before it has even gone into full effect they’re already saying Obama Care is going to cost more than twice as much as they originally estimated. This has happened with every government program. In most cases they end up costing as much as 20 times what they initially though, but they still plow ahead with them anyway assuming there is a never ending supply of money to pay for these things. To those in government this is just what they think. It does not occur to them that money cannot just be created out of thin air or it becomes worthless. This is the problem with a fiat currency. This is the problem we find ourselves in now and yet no one will back away from the health care bill passed by a rogue congress. Not only does the constitution no longer matter but neither does the cost of providing things “free” to the American people. What they invariably neglect to say is that nothing is free. Yet even the American people seem to have forgotten the only real money the government has is what it takes from the people and there is only so much money that the people have to give.

It has been said that socialism fails when they run out of your money to spend. This is the place they’re coming to.

In an entitlement society it becomes only natural that you don’t really care who pays for you to have a free ride as long as you have a free ride. After all, the world owes you a free ride. No one can tell you why, but they sure that it’s the case. This is the real problem common sense and normal reason have gone completely out the door and all people know is what they want. Of course if your wants infringe on me and make demands of me, though I may admit to the reasonableness of it based on my give me philosophy I will certainly find any way possible not to have to do my fair share because that does away with my free ride.

It is for this reason that communism has such a problem. Communism completely ignores human nature and only holds to some altruistic belief system with no foundation for why it should be so. It might be said that early Christians probably came the closest of any organized group of people to true communism, but this was because they saw God as their provider and had a a genuine sense of their responsibility to him and to all men based on all men being made in the image of God. Though there was far more to it than this in brief this was the reason that they held all things in common and every one gave to what needs there were. For men to believe that government can provide out of its bounty is to ignore that the only bounty of the government is the bounty of the people.